Melissa Hardman's Blog Posts

Melissa Hardman's Blog Posts

Your Tenants Will Send Your Kids To College
Parents, with children getting closer and closer to entering college, may also be feeling stress because they haven’t saved enough for tuition and other expenses. It’s estimate...

At Least Consider A Shorter Mortgage
Affordability and stability are reasons homebuyers choose a 30-year fixed rate mortgage. It makes the payment lower than a 15-year mortgage and the principal and interest portion o...

Things That Kill Your Credit
Some people take their credit for granted and don’t start paying attention to it until they need it. The problem with this is that it could delay if not altogether cause the loan...

Who Is Your Champion
The Super Bowl and World Series determine the football and baseball champions. Since there can only be one champion, the other team loses the competition. In feudal...

Whats Stopping You From Buying
The majority of tenants say they’d like to own a home but continue to pay rent and missing out on financial and emotional advantages. There seems to still be a lot of misinformat...

Take Pictures Now
Preserve the memories you’re making by taking photographs of your home now. The pictures will remind you of the role your home played with your family and life.Reminiscing is eas...

Are You Ready
For whatever reason you’ve delayed buying a home, it may be time to reconsider that decision based on today’s conditions and what is expected to happen in the future.Rents...

Make Room In Your Rooms
The more things you have, the more you have to take care of.  And in this case, the more that you have to store that gets in the way of finding the things that...

Radon
Most people’s first introduction to Radon is during the inspections of a home. It can be as much a surprise to a seller as it is a buyer. Radon is an invisible and odor-free, can...

FHA Or Conventional
Buyers with a minimum down payment are generally faced with the decision of whether to get a FHA or a conventional loan.  With the new 3% down payment program ...

A Home Is Worth The Sacrifice
There are many reasons people want a home with the most frequent responses being a place of their own, to raise their family, share with their friends and feel safe and secure.&nbs...

Save On Homeowners Insurance
Insurance is a way to hedge the risk of a possible loss on an asset that a person or entity cannot afford.  The cost of the coverage is determined by risk and exposure to the ...

Indecision Costs
More money has been lost to indecision than was ever lost to making the wrong decision.  The economy and the housing market have caused some people to take a “wait...

Homeowner Tax Tips
Even if you’re having a professional help you with your income tax return, you need to provide them with information on the money you spent that might be deductible.  Look a...

Being A Good Neighbor
A good neighbor might be characterized as someone who’ll look after your home when you’re out of town by picking up your mail and watering your plants.  You’d most ...

A Half Percent Can Make A Big Difference
Over 50% of homebuyers don’t shop to find the best interest rate for their mortgage.  While a buyer would rarely purchase the first home they look at, they will accept the r...

Enjoy Your Improvements And Profit By Them
Homeowners can raise the basis or cost in their home by money spent on capital improvements. The benefit is that it will lower their gain and may save them taxes when they sell the...

Tax Benefits Of Owning A Home
There are many reasons for wanting to have a home of your own like a place to raise your family, share with friends and feel safe and secure.  While investment opportunities r...

Reducing Interest Expense
0% financing has induced car buyers into taking the plunge because it doesn't cost anything to use someone else’s money.  While mortgage rates are not at zero, they’re clo...


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Your Tenants Will Send Your Kids To College - Parents, with children getting
At Least Consider A Shorter Mortgage - Affordability and stability are
Spacious And Inviting Fieldstone Home In Cedar Falls - Elegant and inviting! From the
Things That Kill Your Credit - Some people take their credit for

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3313 Terrace Drive
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